Why each point matters
Most problems between creators and agencies come from something that was never written down: who owns the account, where the money goes, or how to leave. A contract that answers all twelve points clearly protects both sides.
A missing point is a question to ask, not automatically a red flag. What matters is that you get the answer in writing before you agree to anything.
The points that protect you most
- Account ownership and payout destination: if either sits with the agency, it is hard to leave.
- Commission basis: the rate means little until you know what it is charged on.
- Exit and handover: a clear last-day process means you can leave cleanly, whatever the reason.
The sum behind “gross or net”
Commission on net = fan earnings × (1 − platform fee) × commission rate
Commission on gross = fan earnings × commission rate
The commission calculator shows what you keep either way.
A worked example
Fans pay $5,000 in a month, the platform fee is 20%, and the contract says a hypothetical 25% (an example for the arithmetic only, not a suggested or typical rate).
| Reaches you after the platform fee | $4,000 |
|---|---|
| 25% on net ($4,000 × 0.25) | $1,000 |
| 25% on gross ($5,000 × 0.25) | $1,250 |
| Difference each month | $250 |
Same rate, same month, $250 difference, or $3,000 over a year. That is why the basis belongs in writing.
What to watch out for
- Any promise of a set income or “guaranteed growth”.
- The agency owning your content, stage name or social accounts.
- Payout details changed to the agency’s bank account.
- Being asked for your password when the platform offers a safer way to share access.
- Exit fees, long minimum terms, or commission that continues after you leave beyond any agreed notice period.
- Pressure to sign before you have read everything or had it checked.
General information only, not legal advice. For advice on a specific contract, speak to a qualified solicitor. Platform rules change, so check your platform’s current terms.